An aerial view of a residential neighborhood with lots of houses.

About Prime Commercial Capital – Leading Commercial Lending Experts


At Prime Commercial Capital, we believe that every business and real estate investor deserves a clear, confident path to financing. Founded in 2005 . Our firm was built on the principles of excellence in service and delivering outstanding value to our clients.

With over 75% of all commercial loan applications being denied in today’s market, we take pride in flipping the script. Our unique approach to consulting, underwriting, and packaging loan requests gives our clients a greater chance at approval—and peace of mind through every stage of the process.

Who We Are


We are a trusted commercial real estate correspondent lending firm, serving business owners and investors across the country. Whether you're seeking capital for a new development or looking to reposition non-productive assets, we craft tailored lending solutions designed for your specific project goals.

Thanks to our direct correspondent affiliations with national lending agencies—including Freddie Mac, FHA MAP, and FHA Lean—we give clients access to superior financing programs and terms. We also maintain active relationships with:

  • Local and regional banks
  • Life insurance companies
  • CMBS lenders
  • Specialty finance companies
  • Pension funds
  • Private equity firms
  • Local and regional banks
  • Life insurance companies
  • CMBS lenders
  • Specialty finance companies
  • Pension funds
  • Private equity firms

With some of these institutions, we serve as official correspondents, allowing for a faster, more streamlined approval process.

What We Finance


Commercial Real Estate Projects We Support

Our financing solutions cover a wide array of property types:

  • Multi-family housing
  • Mixed-use and retail (single/multi-tenant)
  • Office and industrial facilities
  • Self-storage units
  • Churches and schools
  • Assisted living and healthcare centers
  • Special-use properties
  • Multi-family housing
  • Mixed-use and retail (single/multi-tenant)
  • Office and industrial facilities
  • Self-storage units
  • Churches and schools
  • Assisted living and healthcare centers
  • Special-use properties

Whether you need capital for acquisition, renovation, construction, or refinancing, our team will guide you through every step.

Our Process—Simple, Strategic, Successful


We are known for our transparent, step-by-step lending process designed to simplify even the most complex deals.

1. Initial Consultation: We discuss your project and gather essential documents to build a strong lending package.

2. Pre-Underwriting: Within 48 hours of receiving your financials, we evaluate, underwrite, and submit your loan to the appropriate lenders.

3. Term Sheet Review: If a lender expresses interest, we receive and present a term sheet outlining the proposed loan terms.

4. Commitment and Closing: Once terms are accepted, we guide the file through processing, third-party inspections, and final settlement—typically completed in 45 to 60 days.

We coordinate all parties involved to ensure a smooth, timely closing that aligns with your project timeline.

Why Clients Trust Prime Commercial Capital


Customized Lending Strategies That Work

Our team goes beyond standard applications—we evaluate every client's strengths and challenges to align them with the best lending program available.

  • ✅ Direct access to top lenders and programs
  • ✅ Personal consultation for every loan scenario
  • ✅ Efficient, deadline-driven process
  • ✅ Unmatched expertise in lender underwriting standards
  • ✅ Honest feedback—if we can't help, we’ll say so.

Let’s Build Your Future


Whether you're expanding your business, growing your portfolio, or repositioning existing assets, Prime Commercial Capital is ready to help you succeed. With a consultative mindset and powerful lending connections, we simplify your financing experience from day one.

📞 Call us today at 301-686-8500 or 📧 email rdavis@primecocapital.com to begin your journey toward smarter, faster, and more reliable funding.